Your Mortgage Appointment with Finamply: Expert Advice and Checklist

Whether you're a first-time client or have prior experience with Finamply's trusted service, their expert mortgage advisers follow a consistent set of three steps during each appointment.

1 Getting to know you

Your Finamply adviser will take the time to understand your circumstances, overall financial position, and requirements. Based on this information, they will determine the type of mortgage that suits you best.

2 Researching the options

Leveraging their expert knowledge and an extensive database of thousands of mortgages across over 90 lenders, your Finamply adviser will use the information you provide to explore the most suitable mortgage and protection options for your needs.

3 Recommending the right solution

Once your adviser has identified the available options, they will discuss their recommendations with you. If you're satisfied with the proposal, your adviser will guide you through completing the application forms. They will then introduce you to your dedicated Case Manager, who will serve as your point of contact throughout the process, liaising between you, the lenders, solicitors, valuers, and surveyors. Your adviser and Case Manager will oversee your application until completion, ensuring a smooth process.

Mortgage Appointment Checklist: To prepare for your appointment, make sure you have the following initial documents available.

Your home may be repossessed if you do not keep up repayments on your mortgage.

  • ID (Passport or Driving License)
  • Income evidence (Latest three months’ payslips and latest p60)
  • Proof of address (such as a utility bill dated within the past three months)
  • For self-employed individuals, copies of SA302s/audited accounts for the past three years
  • Latest three months bank statements (any/all accounts that are salary fed or bills are paid)
  • Credit report
  • Proof of deposit (bank statement evidencing funds)
  • Details of any debts, loans, or credit cards outstanding

This list is just a general guide and is not exhaustive. You may be asked for more documents depending on your personal circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Finamply Mortgages Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Finamply Mortgages Ltd. Registered Office: 1 The Links, Herne Bay, Kent, CT6 7GQ. Registered in England Number: 10785015