- Details
- Written by Gowtham
- Category: Moving home Accordion
- Show article:
We will be on hand at your property for all your viewings within our working hours. This way any questions from potential buyers are answered immediately and provide you with advice when required.
- Details
- Written by Gowtham
- Category: Moving home Accordion
- Show article:
Once an offer is received, we will let you know in writing and verbally. You will be made aware of any conditions of the offer, and we will also check the buyer is able to proceed before you decide whether or not to accept the offer.
- Details
- Written by Gowtham
- Category: Moving home Accordion
- Show article:
Upon your acceptance of an offer, we will follow up with these steps:
- Write to all parties to confirm the agreed price
- Prepare the memorandum of the sale
The solicitor will send a draft contract to the buyer’s solicitor who will then carry out the survey on your property, exchange the contracts and the proposed completion date. We will continue to give you advice at this stage and negotiate on your behalf where necessary, keeping you informed with each step. There are no legal obligations until contracts are signed.
- Details
- Written by Gowtham
- Category: Moving home Accordion
- Show article:
The following steps must have been confirmed and agreed before the exchange of contracts can occur:
- Preliminary enquiries following receipt of draft contract
- Evidence of a good title
- Specific issues have been highlighted in the lease where applicable
- Local search queries
- Fixtures and fittings to be included in the sale
- The buyer’s mortgage offer
Once the contract has been signed by all parties involved the deposit will be paid. The completion date will then be agreed by mutual consent.
- Details
- Written by Gowtham
- Category: Moving home Accordion
- Show article:
Completion occurs when the residual monies, (usually around 90%), are transferred from your buyer’s solicitor to your solicitor’s account. Your solicitor will call you when the money has cleared into your account, and we will then be informed to release the keys and you will have completed the sale of your property.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
Finamply, with access to a vast network of over 90 lenders, carries out a thorough assessment of your needs and circumstances. Their expert team then conducts research to find you the best mortgage deal available in the market to fit your personal circumstances. Once you are satisfied with their recommendation, Finamply secures a Decision in Principle (DIP) for you. This DIP serves as an assurance from the lender, indicating their willingness to provide you with the mortgage, pending a property valuation and underwriting to confirm the accuracy of the information given regarding your personal circumstances.
* A DIP does not completely guarantee the lender will loan the requested amount. All applications are subject to full underwriting process.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
Now you know the value of houses you can buy, it is time to discover the perfect property. Register with us today, call 01304 626 444 or visit any of our 16 offices, where our knowledgeable local agents will guide you with your search.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
Now we know the criteria of your property wish list, we will share a selection of potential properties that best match your criteria. We will also keep you updated on the latest properties.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
Once you’ve shortlisted properties you’d like to see in person, we’ll arrange viewings for you. We try where possible to offer viewing times that are flexible around your schedule.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
Once you have found a property that meets your requirements, we will put your offer forward to the seller in writing and verbally, ensuring they are aware of all details and any conditions of the offer. You may be required to provide evidence that you are able to proceed at this stage, for example your mortgage in principle.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
Exciting news, the seller has accepted of your offer! These are the next steps we’ll take:
- Write to all parties to confirm the agreed price.
- Prepare the memorandum of the sale.
- Liaise with you and your Finamply mortgage adviser to proceed with your full mortgage application.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
The property will have a survey booked by a surveyor on behalf of the mortgage lender to advise on the property’s value in the event of any problems. At this stage, you will be asked to supply evidence to support your application. Once you have undergone the lenders checks and the valuation report is received you and the solicitors will be supplied with a formal mortgage offer. There are no legal obligations at this stage until contracts have been signed.
- Details
- Written by Gowtham
- Category: First Time Buyers
- Show article:
We will assist you in selecting solicitors if you require. The solicitors will then carry out the following steps as part of the conveyancing process:
- Bring forward any enquiries on receipt of the draft contract from the seller’s solicitor.
- Request local searches.
- Agree on a date for the exchange of contracts.
Both ourselves and your broker will be working alongside the solicitors during the process and will keep you informed with each step.
Instant Property Valuation
What's yours worth? An up-to-date valuation of your property is the first step to finding your dream home!