The number of people in the UK who are self-employed is at its highest level in 40 years according to the Office for National Statistics. But while working for yourself brings more freedom, it can also make mortgage applications that bit more complicated. Lenders typically require a demonstration of at least two years' worth of accounts or tax returns. The more accounts you can provide, the stronger your case becomes. Though it may seem daunting, with the right approach and documentation, self-employed individuals can navigate the mortgage process with confidence.