Mortgage Advice

Over 20% of buyers have less than 15% deposits

Analysis from e.surv has found that over a fifth of mortgages in February were taken out by borrowers with small deposits - a substantially higher figure than both the previous month and the same point last year. According to the report, borrowers w...continue reading

Mortgage affordability shows “noticeable improvement”

New research from Halifax has found that, since the pre-crisis peak of 2007, there has been a noticeable improvement in mortgage affordability across the majority of all local authority districts. The data revealed that mortgage affodability has imp...continue reading

Rise in limited company buy to let finance applications

Landlords are increasingly buying through a limited company, Mortgages for Business’ Limited Company Buy to Let Index has revealed. The proportion of purchase applications made through a limited company structure jumped by 6% to 69% in Q4 2016...continue reading

CML: January gross lending highest since 2008

The Council of Mortgage Lenders says gross mortgage lending hit £18.9bn in January, up 6 per cent month on month and 2% year-on-year. The trade body says the January figure is the highest for any January since 2008, when the figure was &po...continue reading

Government ends Help to Buy mortgage guarantee scheme

The government has confirmed the Help to Buy: mortgage guarantee scheme will finish at the end of 2016. In a letter to Mark Carney, governor to the Bank of England, Chancellor Philip Hammond said the scheme had achieved its aims, and would stop acce...continue reading

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